Mobile Home Loan Rates - Manufactured Home Interest Rates

New Spring Manufactured & Mobile Home Loan Rates & Terms

*No Application Fees*
*No Pre-Payment Penalties*
*Fixed & Flex Rate Financing*
*Approvals In As Little As 15 Minutes*
*Purchase With As Little As 5% Down*
*Zero Fee Programs Available On All Programs*
*Automatic Payment Withdrawal Available On All Programs*

New & Used Mobile Home Mortgage Rates - Currently Being Updated 5/15/2012
(All Programs Not Available in all States)

Rate & Term Refinancing 80% Loan to Value 10 Year Term Programs 740 FICO Score		Purchase Financing 20% Down Payment 10 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 7 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.297%**		4.375% >>> First 3 Years Last 7 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.549%**
Fixed Rate Step Program		Fixed Rate Step Program
4.750% >>> First 5 Years 6.500% >>> Final 5 Years Reflective APR 5.326%*		4.750% >>> First 5 Years 6.500% >>> Final 5 Years Reflective APR 5.326%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		5.490% >>> 10 Year Term Reflective APR 5.666%*

Rate & Term Refinancing 85% Loan to Value 10 Year Term Programs 740 FICO Score		Purchase Financing 15% Down Payment 10 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 7 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.549%**		4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.800%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 6.750% >>> Final 5 Years Reflective APR 5.568%*		4.990% >>> First 5 Years 6.750% >>> Final 5 Years Reflective APR 5.326%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		5.990% >>> 10 Year Term Reflective APR 6.168%*

Rate & Term Refinancing 90% Loan to Value 10 Year Term Programs 740 FICO Score		Purchase Financing 10% Down Payment 10 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.800%**		4.875% >>> First 3 Years Last 7 Years @ 3.750% + 1 Year Libor Rate Reflective APR 5.050%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 6.750% >>> Final 5 Years Reflective APR 5.568%*		4.990% >>> First 5 Years 6.750% >>> Final 5 Years Reflective APR 5.568%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		6.250% >>> 10 Year Term Reflective APR 6.429%*

Rate & Term Refinancing 95% Loan to Value 10 Year Term Programs 740 FICO Score		Purchase Financing 5% Down Payment 10 Year Term Programs 740 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 6.990% >>> Final 5 Years Reflective APR 5.823%*		5.250% >>> First 5 Years 6.990% >>> Final 5 Years Reflective APR 5.823%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		6.250% >>> 10 Year Term Reflective APR 6.429%*

Rate & Term Refinancing 80% Loan to Value 12 Year Term Programs 740 FICO Score		Purchase Financing 20% Down Payment 12 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 9 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.272%**		4.375% >>> First 3 Years Last 9 Years @ 3.00% + 1 Year Libor Rate Reflective APR 5.050%**
Fixed Rate Step Program		Fixed Rate Step Program
4.750% >>> First 5 Years 7.250% >>> Final 7 Years Reflective APR 5.674%*		4.750% >>> First 5 Years 7.250% >>> Final 7 Years Reflective APR 5.674%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		5.490% >>> 12 Year Term Reflective APR 5.640*

Rate & Term Refinancing 85% Loan to Value 12 Year Term Programs 740 FICO Score		Purchase Financing 15% Down Payment 12 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 9 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.523%**		4.625% >>> First 3 Years Last 9 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.774%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.674%*		4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.674%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		5.990% >>> 12 Year Term Reflective APR 6.142*

Rate & Term Refinancing 90% Loan to Value 12 Year Term Programs 740 FICO Score		Purchase Financing 10% Down Payment 12 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 9 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.774%**		4.875% >>> First 3 Years Last 7 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.024%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.915%*		4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.915%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		6.250% >>> 12 Year Term Reflective APR 6.403*

Rate & Term Refinancing 95% Loan to Value 12 Year Term Programs 740 FICO Score		Purchase Financing 5% Down Payment 12 Year Term Programs 740 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.618%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.618%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		6.490% >>> 12 Year Term Reflective APR 6.643%*

Rate & Term Refinancing 80% Loan to Value 15 Year Term Programs 740 FICO Score		Purchase Financing 20% Down Payment 15 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 12 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.246%**		4.375% >>> First 3 Years Last 12 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.497%**
Fixed Rate Step Program		Fixed Rate Step Program
4.750% >>> First 5 Years 7.250% >> Final 10 Years Reflective APR 5.877%*		4.750% >>> First 5 Years 7.250% >> Final 10 Years Reflective APR 5.915%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 15 Year Term Reflective APR 6.116%*		5.99% >>> 15 Year Term Reflective APR 6.116*

Rate & Term Refinancing 85% Loan to Value 15 Year Term Programs 740 FICO Score		Purchase Financing 15% Down Payment 15 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 12 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.748%**		4.375% >>> First 3 Years Last 12 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.497%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*		4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 15 Year Term Reflective APR 6.116%*		6.500% >>> 15 Year Term Reflective APR 6.628*

Rate & Term Refinancing 90% Loan to Value 15 Year Term Programs 740 FICO Score		Purchase Financing 10% Down Payment 15 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 12 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.748%**		4.375% >>> First 3 Years Last 12 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.497%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*		4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 15 Year Term Reflective APR 6.116%*		6.750% >>> 15 Year Term Reflective APR 6.878*

Rate & Term Refinancing 95% Loan to Value 15 Year Term Programs 740 FICO Score		Purchase Financing 5% Down Payment 15 Year Term Programs 740 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*		5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 15 Year Term Reflective APR 6.116%*		6.99% >>> 15 Year Term Reflective APR 7.119*

Rate & Term Refinancing 80% Loan to Value 20 Year Term Programs 740 FICO Score		Purchase Financing 20% Down Payment 20 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 17 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.221%**		4.375% >>> First 3 Years Last 17 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.471%**
Fixed Rate Step Program		Fixed Rate Step Program
4.750% >>> First 5 Years 7.500% >> Final 15 Years Reflective APR 6.225%*		4.750% >>> First 5 Years 7.500% >> Final 15 Years Reflective APR 6.225%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 20 Year Term Reflective APR 6.090%*		5.99% >>> 20 Year Term Reflective APR 6.090*

Rate & Term Refinancing 85% Loan to Value 20 Year Term Programs 740 FICO Score		Purchase Financing 15% Down Payment 20 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 17 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.471%**		4.625% >>> First 3 Years Last 17 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.722%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*		4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 20 Year Term Reflective APR 6.090%*		6.50% >>> 20 Year Term Reflective APR 6.602*

Rate & Term Refinancing 90% Loan to Value 20 Year Term Programs 740 FICO Score		Purchase Financing 10% Down Payment 20 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 17 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.722%**		4.875% >>> First 3 Years Last 17 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.973%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*		4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 20 Year Term Reflective APR 6.090%*		6.75% >>> 20 Year Term Reflective APR 6.853*

Rate & Term Refinancing 95% Loan to Value 20 Year Term Programs 740 FICO Score		Purchase Financing 5% Down Payment 20 Year Term Programs 740 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.464%*		5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.464%*
Fixed Rate Program		Fixed Rate Program
5.99% >>> 20 Year Term Reflective APR 6.090%*		6.990% >>> 20 Year Term Reflective APR 7.094*

Rate & Term Refinancing 80% Loan to Value 25 Year Term Programs 740 FICO Score		Purchase Financing 20% Down Payment 25 Year Term Programs 740 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 22 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.209%**		4.375% >>> First 3 Years Last 22 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.460%**
Fixed Rate Program		Fixed Rate Program
5.99% >>> 25 Year Term Reflective APR 6.083%*		5.99% >>> 25 Year Term Reflective APR 6.083*

Rate & Term Refinancing 80% Loan to Value 10 Year Term Programs 720 - 739 FICO Score		Purchase Financing 20% Down Payment 10 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 7 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.297%**		4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.800%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 6.990% >>> Final 5 Years Reflective APR 5.666%*		4.990% >>> First 5 Years 6.990% >>> Final 5 Years Reflective APR 5.666%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		5.990% >>> 10 Year Term Reflective APR 6.168%*

Rate & Term Refinancing 85% Loan to Value 10 Year Term Programs 720 - 739 FICO Score		Purchase Financing 15% Down Payment 10 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 7 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.549%**		4.875% >>> First 3 Years Last 7 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.050%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*		5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		6.25% >>> 10 Year Term Reflective APR 6.429%*

Rate & Term Refinancing 90% Loan to Value 10 Year Term Programs 720 - 739 FICO Score		Purchase Financing 10% Down Payment 10 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.800%**		5.125% >>> First 3 Years Last 7 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.304%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*		5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		6.500% >>> 10 Year Term Reflective APR 6.680%*

Rate & Term Refinancing 95% Loan to Value 10 Year Term Programs 720 - 739 FICO Score		Purchase Financing 5% Down Payment 10 Year Term Programs 720 - 739 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 5.676%*		5.500% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 5.676%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 10 Year Term Reflective APR 5.666*		6.750% >>> 10 Year Term Reflective APR 6.930%*

Rate & Term Refinancing 80% Loan to Value 12 Year Term Programs 720 - 739 FICO Score		Purchase Financing 20% Down Payment 12 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 9 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.272%**		4.625% >>> First 3 Years Last 9 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.774%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.666*		5.990% >>> 12 Year Term Reflective APR 6.142%*

Rate & Term Refinancing 85% Loan to Value 12 Year Term Programs 720 - 739 FICO Score		Purchase Financing 15% Down Payment 12 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 9 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.523%**		4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.024%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		6.250% >>> 12 Year Term Reflective APR 6.403%*

Rate & Term Refinancing 90% Loan to Value 12 Year Term Programs 720 - 739 FICO Score		Purchase Financing 10% Down Payment 12 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 9 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.523%**		4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.024%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		6.250% >>> 12 Year Term Reflective APR 6.403%*

Rate & Term Refinancing 95% Loan to Value 12 Year Term Programs 720 - 739 FICO Score		Purchase Financing 5% Down Payment 12 Year Term Programs 720 - 739 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 7.990% >>> Final 7 Years Reflective APR 6.412%*		5.500% >>> First 5 Years 7.990% >>> Final 7 Years Reflective APR 6.412%*
Fixed Rate Program		Fixed Rate Program
5.490% >>> 12 Year Term Reflective APR 5.640*		6.75% >>> 12 Year Term Reflective APR 6.904%*

Rate & Term Refinancing 80% Loan to Value 15 Year Term Programs 720 - 739 FICO Score		Purchase Financing 20% Down Payment 15 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 12 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.244%**		4.625% >>> First 3 Years Last 12 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.748%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*		4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 15 Year Term Reflective APR 6.116*		6.50% >>> 15 Year Term Reflective APR 6.628%*

Rate & Term Refinancing 85% Loan to Value 15 Year Term Programs 720 - 739 FICO Score		Purchase Financing 15% Down Payment 15 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 12 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.499%**		4.875% >>> First 3 Years Last 12 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.999%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*		5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 15 Year Term Reflective APR 6.116*		6.750% >>> 15 Year Term Reflective APR 6.878%*

Rate & Term Refinancing 90% Loan to Value 15 Year Term Programs 720 - 739 FICO Score		Purchase Financing 10% Down Payment 15 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 12 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.4748%**		5.125% >>> First 3 Years Last 12 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.250%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*		5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 15 Year Term Reflective APR 6.116*		6.990% >>> 15 Year Term Reflective APR 7.119%*

Rate & Term Refinancing 95% Loan to Value 15 Year Term Programs 720 - 739 FICO Score		Purchase Financing 5% Down Payment 15 Year Term Programs 720 - 739 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 7.990% >> Final 10 Years Reflective APR 6.368%*		5.500% >>> First 5 Years 7.990% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 15 Year Term Reflective APR 6.116*		7.250% >>> 15 Year Term Reflective APR 7.380%*

Rate & Term Refinancing 80% Loan to Value 20 Year Term Programs 720 - 739 FICO Score		Purchase Financing 20% Down Payment 20 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 17 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.220%**		4.625% >>> First 3 Years Last 17 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.722%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.342%*		4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.342%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 20 Year Term Reflective APR 6.090*		6.500% >>> 20 Year Term Reflective APR 6.602%*

Rate & Term Refinancing 85% Loan to Value 20 Year Term Programs 720 - 739 FICO Score		Purchase Financing 15% Down Payment 20 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 17 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.471%**		4.875% >>> First 3 Years Last 17 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.973%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*		5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 20 Year Term Reflective APR 6.090*		6.750% >>> 20 Year Term Reflective APR 6.853%*

Rate & Term Refinancing 90% Loan to Value 20 Year Term Programs 720 - 739 FICO Score		Purchase Financing 10% Down Payment 20 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 17 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.722%**		5.125% >>> First 3 Years Last 17 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.222%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*		5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 20 Year Term Reflective APR 6.090*		6.99% >>> 20 Year Term Reflective APR 7.094*

Rate & Term Refinancing 95% Loan to Value 20 Year Term Programs 720 - 739 FICO Score		Purchase Financing 5% Down Payment 20 Year Term Programs 720 - 739 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 8.250% >> Final 15 Years Reflective APR 6.955%*		5.500% >>> First 5 Years 8.250% >> Final 15 Years Reflective APR 6.955%*
Fixed Rate Program		Fixed Rate Program
5.990% >>> 20 Year Term Reflective APR 6.090*		7.25% >>> 20 Year Term Reflective APR 7.355*

Rate & Term Refinancing 80% Loan to Value 25 Year Term Programs 720 - 739 FICO Score		Purchase Financing 20% Down Payment 25 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.125% >>> First 3 Years Last 22 Years @ 3.00% + 1 Year Libor Rate Reflective APR 4.209%**		4.625% >>> First 3 Years Last 22 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.712%**
Fixed Rate Program		Fixed Rate Program
5.990% >>> 25 Year Term Reflective APR 6.083*		6.500% >>> 25 Year Term Reflective APR 6.595*

Rate & Term Refinancing 85% Loan to Value 25 Year Term Programs 720 - 739 FICO Score		Purchase Financing 15% Down Payment 25 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 22 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.460%**		4.875% >>> First 3 Years Last 22 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.963%**
Fixed Rate Program		Fixed Rate Program
5.990% >>> 25 Year Term Reflective APR 6.083*		6.750% >>> 25 Year Term Reflective APR 6.846*

Rate & Term Refinancing 90% Loan to Value 25 Year Term Programs 720 - 739 FICO Score		Purchase Financing 10% Down Payment 25 Year Term Programs 720 - 739 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 22 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.704%**		5.125% >>> First 3 Years Last 22 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.206%**
Fixed Rate Program		Fixed Rate Program
5.990% >>> 25 Year Term Reflective APR 6.083*		6.990% >>> 25 Year Term Reflective APR 7.078*

Rate & Term Refinancing 95% Loan to Value 25 Year Term Programs 720 - 739 FICO Score		Purchase Financing 5% Down Payment 25 Year Term Programs 720 - 739 FICO Score

Fixed Rate Program		Fixed Rate Program
5.990% >>> 25 Year Term Reflective APR 6.074*		7.250% >>> 25 Year Term Reflective APR 7.340*

Rate & Term Refinancing 80% Loan to Value 10 Year Term Programs 700 - 719 FICO Score		Purchase Financing 20% Down Payment 10 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 7 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.553%**		4.875% >>> First 3 Years Last 7 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.050%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.250% >>> Final 5 Years Reflective APR 5.683%*		4.990% >>> First 5 Years 7.250% >>> Final 5 Years Reflective APR 5.683%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 10 Year Term Reflective APR 5.927*		6.50% >>> 10 Year Term Reflective APR 6.680%*

Rate & Term Refinancing 85% Loan to Value 10 Year Term Programs 700 - 719 FICO Score		Purchase Financing 15% Down Payment 10 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.798%**		5.125% >>> First 3 Years Last 7 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.301%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*		5.250% >>> First 5 Years 7.500% >>> Final 5 Years Reflective APR 5.939%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 10 Year Term Reflective APR 5.927*		6.750% >>> 10 Year Term Reflective APR 6.903%*

Rate & Term Refinancing 90% Loan to Value 10 Year Term Programs 700 - 719 FICO Score		Purchase Financing 10% Down Payment 10 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 7 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.050%**		5.375% >>> First 3 Years Last 7 Years @ 4.25% + 1 Year Libor Rate Reflective APR 5.552%**
Fixed Rate Step Program		Fixed Rate Step Program
5.25% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 5.995%*		5.250% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 5.995%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 10 Year Term Reflective APR 5.927*		6.990% >>> 10 Year Term Reflective APR 7.171%*

Rate & Term Refinancing 95% Loan to Value 10 Year Term Programs 700 - 719 FICO Score		Purchase Financing 5% Down Payment 10 Year Term Programs 700 - 719 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.750% >>> First 5 Years 7.990% >>> Final 5 Years Reflective APR 6.433%*		5.750% >>> First 5 Years 7.990% >>> Final 5 Years Reflective APR 6.433%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 10 Year Term Reflective APR 5.927*		7.250% >>> 10 Year Term Reflective APR 7.432%*

Rate & Term Refinancing 80% Loan to Value 12 Year Term Programs 700 - 719 FICO Score		Purchase Financing 20% Down Payment 12 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 9 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.521%**		4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.026%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.915%*		4.990% >>> First 5 Years 7.500% >>> Final 7 Years Reflective APR 5.915%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.490% >>> 12 Year Term Reflective APR 6.643%*

Rate & Term Refinancing 85% Loan to Value 12 Year Term Programs 700 - 719 FICO Score		Purchase Financing 15% Down Payment 12 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 9 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.772%**		5.125% >>> First 3 Years Last 9 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.275%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.750% >>> 12 Year Term Reflective APR 6.904%*

Rate & Term Refinancing 90% Loan to Value 12 Year Term Programs 700 - 719 FICO Score		Purchase Financing 10% Down Payment 12 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.023%**		5.375% >>> First 3 Years Last 9 Years @ 4.25% + 1 Year Libor Rate Reflective APR 5.526%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*		5.250% >>> First 5 Years 7.750% >>> Final 7 Years Reflective APR 6.168%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.99% >>> 12 Year Term Reflective APR 7.145%*

Rate & Term Refinancing 95% Loan to Value 12 Year Term Programs 700 - 719 FICO Score		Purchase Financing 5% Down Payment 12 Year Term Programs 700 - 719 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.750% >>> First 5 Years 8.250% >>> Final 7 Years Reflective APR 6.663%*		5.750% >>> First 5 Years 8.250% >>> Final 7 Years Reflective APR 6.663%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		7.250% >>> 12 Year Term Reflective APR 7.406%*

Rate & Term Refinancing 80% Loan to Value 15 Year Term Programs 700 - 719 FICO Score		Purchase Financing 20% Down Payment 15 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 12 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.497%**		4.875% >>> First 3 Years Last 12 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.990%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*		4.990% >>> First 5 Years 7.500% >> Final 10 Years Reflective APR 6.117%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 15 Year Term Reflective APR 6.377*		6.99% >>> 15 Year Term Reflective APR 7.119%*

Rate & Term Refinancing 85% Loan to Value 15 Year Term Programs 700 - 719 FICO Score		Purchase Financing 15% Down Payment 15 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 12 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.749%**		5.125% >>> First 3 Years Last 12 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.250%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*		5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 15 Year Term Reflective APR 6.377*		7.250% >>> 15 Year Term Reflective APR 7.380%*

Rate & Term Refinancing 90% Loan to Value 15 Year Term Programs 700 - 719 FICO Score		Purchase Financing 10% Down Payment 15 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 12 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.999%**		5.375% >>> First 3 Years Last 12 Years @ 4.25% + 1 Year Libor Rate Reflective APR 5.500%**
Fixed Rate Step Program		Fixed Rate Step Program
5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*		5.250% >>> First 5 Years 7.750% >> Final 10 Years Reflective APR 6.368%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 15 Year Term Reflective APR 6.377*		7.500% >>> 15 Year Term Reflective APR 7.631%*

Rate & Term Refinancing 95% Loan to Value 15 Year Term Programs 700 - 719 FICO Score		Purchase Financing 5% Down Payment 15 Year Term Programs 700 - 719 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.750% >>> First 5 Years 8.250% >> Final 10 Years Reflective APR 6.860%*		5.750% >>> First 5 Years 8.250% >> Final 10 Years Reflective APR 6.860%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 15 Year Term Reflective APR 6.377*		7.750% >>> 15 Year Term Reflective APR 7.882%*

Rate & Term Refinancing 80% Loan to Value 20 Year Term Programs 700 - 719 FICO Score		Purchase Financing 20% Down Payment 20 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 17 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.471%**		4.875% >>> First 3 Years Last 17 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.973%**
Fixed Rate Step Program		Fixed Rate Step Program
4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*		4.990% >>> First 5 Years 7.750% >> Final 15 Years Reflective APR 6.464%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 20 Year Term Reflective APR 6.351*		6.99% >>> 20 Year Term Reflective APR 7.094%*

Rate & Term Refinancing 85% Loan to Value 20 Year Term Programs 700 - 719 FICO Score		Purchase Financing 15% Down Payment 20 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 17 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.722%**		5.125% >>> First 3 Years Last 17 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.224%**
Fixed Rate Step Program		Fixed Rate Step Program
5.25% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*		5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 20 Year Term Reflective APR 6.351*		7.250% >>> 20 Year Term Reflective APR 7.355%*

Rate & Term Refinancing 90% Loan to Value 20 Year Term Programs 700 - 719 FICO Score		Purchase Financing 10% Down Payment 20 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 17 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.973%**		5.375% >>> First 3 Years Last 17 Years @ 4.25% + 1 Year Libor Rate Reflective APR 5.475%**
Fixed Rate Step Program		Fixed Rate Step Program
5.25% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*		5.250% >>> First 5 Years 7.990% >> Final 15 Years Reflective APR 6.707%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 20 Year Term Reflective APR 6.351*		7.500% >>> 20 Year Term Reflective APR 7.606%*

Rate & Term Refinancing 95% Loan to Value 20 Year Term Programs 700 - 719 FICO Score		Purchase Financing 5% Down Payment 20 Year Term Programs 700 - 719 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
5.750% >>> First 5 Years 8.500% >> Final 15 Years Reflective APR 7.198%*		5.750% >>> First 5 Years 8.500% >> Final 15 Years Reflective APR 6.707%*
Fixed Rate Program		Fixed Rate Program
6.250% >>> 20 Year Term Reflective APR 6.351*		7.750% >>> 20 Year Term Reflective APR 7.842%*

Rate & Term Refinancing 80% Loan to Value 25 Year Term Programs 700 - 719 FICO Score		Purchase Financing 20% Down Payment 25 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 22 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.453%**		4.875% >>> First 3 Years Last 22 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.955%**
Fixed Rate Program		Fixed Rate Program
6.250% >>> 25 Year Term Reflective APR 6.335*		6.99% >>> 25 Year Term Reflective APR 7.078%*

Rate & Term Refinancing 85% Loan to Value 25 Year Term Programs 700 - 719 FICO Score		Purchase Financing 15% Down Payment 25 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 22 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.704%**		5.125% >>> First 3 Years Last 22 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.206%**
Fixed Rate Program		Fixed Rate Program
6.250% >>> 25 Year Term Reflective APR 6.335*		7.250% >>> 25 Year Term Reflective APR 7.340%*

Rate & Term Refinancing 90% Loan to Value 25 Year Term Programs 700 - 719 FICO Score		Purchase Financing 10% Down Payment 25 Year Term Programs 700 - 719 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 22 Years @ 3.75% + 1 Year Libor Rate Reflective APR 4.955%**		5.375% >>> First 3 Years Last 22 Years @ 4.250% + 1 Year Libor Rate Reflective APR 5.457%**
Fixed Rate Program		Fixed Rate Program
6.250% >>> 25 Year Term Reflective APR 6.335*		7.500% >>> 25 Year Term Reflective APR 7.591%*

Rate & Term Refinancing 95% Loan to Value 25 Year Term Programs 700 - 719 FICO Score		Purchase Financing 5% Down Payment 25 Year Term Programs 700 - 719 FICO Score

Fixed Rate Program		Fixed Rate Program
6.250% >>> 25 Year Term Reflective APR 6.335*		7.750% >>> 25 Year Term Reflective APR 7.842%*

Rate & Term Refinancing 80% Loan to Value 10 Year Term Programs 680 - 699 FICO Score		Purchase Financing 20% Down Payment 10 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 7 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.549%**		4.875% >>> First 3 Years Last 7 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.050%**
Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 6.187%*		5.500% >>> First 5 Years 7.750% >>> Final 5 Years Reflective APR 6.187%*
Fixed Rate Program		Fixed Rate Program
5.75% >>> 10 Year Term Reflective APR 5.927*		6.49% >>> 10 Year Term Reflective APR 6.670%*

Rate & Term Refinancing 85% Loan to Value 10 Year Term Programs 680 - 699 FICO Score		Purchase Financing 15% Down Payment 10 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.803%**		5.125% >>> First 3 Years Last 7 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.305%**
Fixed Rate Step Program		Fixed Rate Step Program
5.990% >>> First 5 Years 8.250% >>> Final 5 Years Reflective APR 6.676%*		5.990% >>> First 5 Years 8.250% >>> Final 5 Years Reflective APR 6.676%*
Fixed Rate Program		Fixed Rate Program
5.75% >>> 10 Year Term Reflective APR 5.927*		6.750% >>> 10 Year Term Reflective APR 6.930%*

Rate & Term Refinancing 90% Loan to Value 10 Year Term Programs 680 - 699 FICO Score		Purchase Financing 10% Down Payment 10 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 7 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.803%**		5.125% >>> First 3 Years Last 7 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.305%**
Fixed Rate Step Program		Fixed Rate Step Program
5.990% >>> First 5 Years 8.250% >>> Final 5 Years Reflective APR 6.676%*		5.990% >>> First 5 Years 8.250% >>> Final 5 Years Reflective APR 6.676%*
Fixed Rate Program		Fixed Rate Program
5.75% >>> 10 Year Term Reflective APR 5.927*		6.990% >>> 10 Year Term Reflective APR 7.171%*

Rate & Term Refinancing 95% Loan to Value 10 Year Term Programs 680 - 699 FICO Score		Purchase Financing 5% Down Payment 10 Year Term Programs 680 - 699 FICO Score

Fixed Rate Step Program		Fixed Rate Step Program
6.750% >>> First 5 Years 8.990% >>> Final 5 Years Reflective APR 6.676%*		6.750% >>> First 5 Years 8.990% >>> Final 5 Years Reflective APR 6.676%*
Fixed Rate Program		Fixed Rate Program
5.75% >>> 10 Year Term Reflective APR 5.927*		7.250% >>> 10 Year Term Reflective APR 7.432%*

Rate & Term Refinancing 80% Loan to Value 12 Year Term Programs 680 - 699 FICO Score		Purchase Financing 80% Down Payment 12 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.375% >>> First 3 Years Last 9 Years @ 3.25% + 1 Year Libor Rate Reflective APR 4.526%**		4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.024%**
Fixed Rate Step Program		Fixed Rate Step Program
5.500% >>> First 5 Years 7.990% >>> Final 7 Years Reflective APR 6.412%*		5.500% >>> First 5 Years 7.99% >>> Final 7 Years Reflective APR 6.412%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.490% >>> 12 Year Term Reflective APR 6.643%*

Rate & Term Refinancing 85% Loan to Value 12 Year Term Programs 680 - 699 FICO Score		Purchase Financing 15% Down Payment 12 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.625% >>> First 3 Years Last 9 Years @ 3.50% + 1 Year Libor Rate Reflective APR 4.774%**		5.125% >>> First 3 Years Last 9 Years @ 4.00% + 1 Year Libor Rate Reflective APR 5.275%**
Fixed Rate Step Program		Fixed Rate Step Program
5.990% >>> First 5 Years 8.500% >>> Final 7 Years Reflective APR 6.903%*		5.990% >>> First 5 Years 8.500% >>> Final 7 Years Reflective APR 6.903%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.750% >>> 12 Year Term Reflective APR 6.904%*

Rate & Term Refinancing 90% Loan to Value 12 Year Term Programs 680 - 699 FICO Score		Purchase Financing 10% Down Payment 12 Year Term Programs 680 - 699 FICO Score

Fixed Rate Flex Program		Fixed Rate Flex Program
4.875% >>> First 3 Years Last 9 Years @ 3.75% + 1 Year Libor Rate Reflective APR 5.024%**		5.375% >>> First 3 Years Last 9 Years @ 4.25% + 1 Year Libor Rate Reflective APR 5.526%**
Fixed Rate Step Program		Fixed Rate Step Program
5.990% >>> First 5 Years 8.500% >>> Final 7 Years Reflective APR 6.412%*		5.990% >>> First 5 Years 8.500% >>> Final 7 Years Reflective APR 6.412%*
Fixed Rate Program		Fixed Rate Program
5.750% >>> 12 Year Term Reflective APR 5.901*		6.990% >>> 12 Year Term Reflective APR 7.145%*

RATE LIST IS CURRENTLY BEING UPDATED - MORE SHORTLY

*The mobile home mortgage rates indicated above are reflective for both purchase and refinance, using an amount to finance of $250,000. The refinance rates reflect 80% loan to value, while purchase rates reflect a 20% down payment. Both refinance & purchase programs are calculated using a loan origination fee in the amount of $2,000.00. This fee does not include 3rd party escrow fees or other titling fees that may be applicable in your state and/or situation. The Step Rates indicated above require automatic payment withdrawal from a bank or credit union of your choosing.

The example rates above reflect the purchase or refinance of a 5 year old double section home located in a manufactured home park and/or leased lot community. Homes outside of this parameter may experience higher rates and /or fees from that indicated above. The origination fee indicated is for example purposes only. Your origination fee may be different dependent of your situation.

Meeting the above parameters does not guarantee approval. All approvals are based on your credit history, the mobile or manufactured home, location of the mobile or manufactured home, appraisal results and income history. Rates are subject to change without notice. The site owner is not responsible for errors made in good faith. For more clarification on rates & programs, please contact customer service.