ILLINOIS MOBILE HOME LOANS BY JCF
JCF Lending
Group was founded in 1994 with the sole purpose of providing
Illinois Mobile Home loans. JCF Specializes
in Chattel Mortgages, a term used when referring to a loan on a
Mobile or Manufactured Home where the land is not a factor and only
the Mobile Home will be financed. JCF is a home only lender and
proud of it. From Rockford to Arina, to the Capital of Springfield,
JCF is here for you. Providing the best rate & term mobile home
financing available today. When you think of the Prairie State,
think JCF Lending Group.
The
majority of our customers live in Illinois's better mobile home
parks or in leased lot communities. You may also qualify for an
Illinois Mobile
Home Loan if your home and land are not tied together by deed or
title. An example of this would be if you own your land outright,
or if your home is on family or friend's land.
MOBILE HOME MORTGAGE LOANS WITH EXCEPTIONAL RATES AND TERMS
We are able to offer the lowest
Illinois mobile home loan rates possible along with a Variety of
Illinois Mobile Home Loan Programs to meet the needs of the entire
State of Illinois. We will easily guide you through the loan
process, providing you with whatever level of service you require.
We offer Fixed Rate financing, No Pre-Payment Penalties, No
Application Fees and we are Proud to be an Equal Housing
Lender.
We will provide the quickest
Approval possible, sometimes within 15 minutes and let you know
exactly the manufactured or mobile home loan we can offer. Then
it's up to you to make the decision. We are open from 7:00 AM -
7:00 PM PST, Monday thru Friday, and on Saturdays 8:00 AM - 3:00 PM
PST. You can reach us toll free at (866) 967-0143. We also have
"Live Help" operators
standing by 24/7,
helping both existing and new customers get the answers to the
questions they may have, all in real time. No waiting on
email.
ILLINOIS MOBILE HOME FINANCING
Need Illinois Mobile Home Financing - Whether you are
considering buying a Used Mobile Home or buying a New Manufactured
Home, JCF Lending Group will find a mobile home loan that's right
for you. The type of Mobile Home loan received depends of several
different factors. The Year of the Mobile Home and Current Value is
a strong factor as is the Credit of the Applicant and the Monthly
Income. We are also pleased to offer a free mobile purchase
agreement along with Illinois State Titling Forms.
Once your
Illinois Mobile Home loan is Approved, the amount of the Down
payment determines the Interest Rate offered. As an example, a 10
or 20 Percent Down will offer a Better Rate than 5 Percent Down.
Our terms vary from 7 years to 25 years, depending on the program
you choose. The best Illinois manufactured
home financing rate can be obtained in most cases at a 15 year
term.
ILLINOIS
MANUFACTURED HOME REFINANCING
Need Illinois
Manufactured Home Refinancing - By adjusting your current Interest
Rate and the number of remaining loan payments, many things can be
accomplished. Savings can be Great and long term savings even
better. Reduced Monthly Payments and Thousands of Dollars of
Savings are a few of the possible benefits of Manufactured Home
Refinancing.
If the
Illinois Manufactured Home is in good condition and there is a
sufficient amount of Equity in your home, additional programs such
as an Equity Cash-Out and Debt Consolidation can be an option. Our
Staff will quickly ascertain whether Illinois
Mobile Home Refinancing will be
beneficial.
ABOUT JCF LENDING
GROUP
Headquartered in Las Vegas, Nevada, JCF Lending Group
specializes in the financing and refinancing of mobile, modular and
manufactured home mortgages in all counties throughout the State of
Illinois. JCF is recognized as the first lender and/or originator
to provide refinance loans for manufactured home owners living in
mobile home parks and leased lot manufactured home communities in
the Western United States. Prior to JCF, manufactured and potential
mobile home owners could only rely on Two major sources of purchase
financing, Green Tree and Security Pacific Bank, both high rate
lenders treating mobile & manufactured homes as high risk
investments.
JCF
is a unique lender in that we only finance the
manufactured, mobile, or modular home, not the land it sits on. The
majority of our customers live in mobile home parks and leased lot
manufactured home communities. We also provide financing to
homeowners living in a manufactured home where the home is on
leased, rented, family or owned land, where the home is considered
personal property, not deeded to the land which is real
property.
JCF is also proud to offer our Star One Program, which
means that a consumer can apply with JCF, be approved or declined
and have their certified credit report sent either by fax or email
to any other lender free of charge, keeping a consumers score from
dropping due to excess inquires. Another aspect of this program is
our low rate guarantee, we will match or beat any other lenders
written offer on a comparable finance product. Finally, in the
event that we are unable to assist an applicant, JCF will do the
research to find out who can meet the customer(s) needs. Powerful
reasons for both consumers and employees to put their trust in JCF
lending Group, an Equal Opportunity Employer and
Lender.
You can also view state specific links
below;
HOME | CALCULATOR | ABOUT US | PRIVACY POLICY | CUSTOMER COMMENTS | MORTGAGE TERMS | MOBILE HOME LOANS
MOBILE HOME LENDER | MOBILE HOME FINANCING | MOBILE HOME REFINANCING | MOBILE HOME MORTGAGE
MH APPRAISERS | MH DEALERS | MH COMMUNITIES | MH TITLING | RESOURCE LINKS | SITE MAP
|