NORTH CAROLINA MOBILE HOME LOANS BY
JCF
JCF Lending Group was
founded in 1994 with the sole purpose of providing North Carolina Mobile Home loans. JCF Specializes in
Chattel Mortgages, a term used when referring to a loan on a Mobile
or Manufactured Home where the land is not a factor and only the
Mobile Home will be financed. JCF is a home only lender and proud
of it. From Franklin to Elizabeth City, to the Capital of Raleigh,
JCF is here for you. Providing the best rate & term mobile home
financing available today. When you think of the Tar Heel State,
think JCF Lending Group.
The
majority of our customers live in North Carolina's better mobile
home parks or in leased lot communities. You may also qualify for
an North Carolina JCF Lending Group or North
Carolina Mobile Home Loan if your home and land are not tied
together by deed or title. An example of this would be if you own
your land outright, or if your home is on family or friend's
land.
MOBILE HOME MORTGAGE LOANS WITH EXCEPTIONAL RATES AND TERMS
We are able to offer the lowest
North Carolina mobile home loan rates possible along with a Variety
of North Carolina Mobile Home Loan Programs to meet the needs of
the entire State of North Carolina. We will easily guide you
through the loan process, providing you with whatever level of
service you require. We offer Fixed Rate financing, No Pre-Payment
Penalties, No Application Fees and we are Proud to be an
Equal Housing
Lender.
We will
provide the quickest Approval possible, sometimes within 15 minutes
and let you know exactly the manufactured or mobile home loan we
can offer. Then it's up to you to make the decision. We are open
from 7:00 AM - 7:00 PM PST, Monday thru Friday, and on Saturdays
8:00 AM - 3:00 PM PST. You can reach us toll free at (866) 967-0143. We also have
"Live Help" operators
standing by 24/7,
helping both existing and new customers get the answers to the
questions they may have, all in real time. No waiting on
email.
NORTH CAROLINA MOBILE HOME
FINANCING
Need North
Carolina Mobile Home Financing - Whether you are considering buying
a Used Mobile Home or buying a New Manufactured Home, JCF Lending
Group will find a mobile home loan that's right for you. The type
of Mobile Home loan received depends of several different factors.
The Year of the Mobile Home and Current Value is a strong factor as
is the Credit of the Applicant and the Monthly Income. We are also
pleased to offer a free mobile purchase agreement along with North
Carolina State Titling Forms.
Once your
North Carolina Mobile Home loan is Approved, the amount of the Down
payment determines the Interest Rate offered. As an example, a 10
or 20 Percent Down will offer a Better Rate than 5 Percent Down.
Our terms vary from 7 years to 25 years, depending on the program
you choose. The best North Carolina
manufactured home financing rate can be obtained in most cases at a
15 year term.
NORTH CAROLINA MANUFACTURED HOME
REFINANCING
Need North Carolina Manufactured
Home Refinancing - By adjusting your current Interest Rate and the
number of remaining loan payments, many things can be accomplished.
Savings can be Great and long term savings even better. Reduced
Monthly Payments and Thousands of Dollars of Savings are a few of
the possible benefits of Manufactured Home
Refinancing.
If the North Carolina Manufactured
Home is in good condition and there is a sufficient amount of
Equity in your home, additional programs such as an Equity Cash-Out
and Debt Consolidation can be an option. Our Staff will quickly
ascertain whether North Carolina Mobile Home
Refinancing will be
beneficial.
ABOUT JCF LENDING
GROUP
Located in
Las Vegas, Nevada, JCF Lending Group specializes in the financing
and refinancing of mobile, modular and manufactured home mortgages
in all counties throughout the State of North Carolina. JCF is
recognized as the first lender and/or originator to provide
refinance loans for manufactured home owners living in mobile home
parks and leased lot manufactured home communities in the Western
United States. Prior to JCF, manufactured and potential mobile home
owners could only rely on Two major sources of purchase financing,
Green Tree and Security Pacific Bank, both high rate lenders
treating mobile & manufactured homes as high risk
investments.
JCF
is a
unique lender in that we only finance the manufactured, mobile, or
modular home, not the land it sits on. The majority of our
customers live in mobile home parks and leased lot manufactured
home communities. We also provide financing to homeowners living in
a manufactured home where the home is on leased, rented, family or
owned land, where the home is considered personal property, not
deeded to the land which is real
property.
JCF is also
proud to offer our Star One Program, which means that a consumer
can apply with JCF, be approved or declined and have their
certified credit report sent either by fax or email to any other
lender free of charge, keeping a consumers score from dropping due
to excess inquires. Another aspect of this program is our low rate
guarantee, we will match or beat any other lenders written offer on
a comparable finance product. Finally, in the event that we are
unable to assist an applicant, JCF will do the research to find out
who can meet the customer(s) needs. Powerful reasons for both
consumers and employees to put their trust in JCF lending Group, an
Equal Opportunity Employer and
Lender.
You can also
view state specific links
below;
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