Manufactured Home Loan Rates
Manufactured Home Loan Rates
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  Manufactured Home Rates
      4.119%*

Manufactured Home Loan Rates
RATES FOR Manufactured HOMES
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Manufactured Home Loan Rates

Manufactured Home Loan Rates
*NO APPLICATION FEES*
*NO PRE-PAYMENT PENALTIES*
*FIXED & VARIABLE RATE FINANCING*
*APPROVALS IN AS LITTLE AS 15 MINUTES*

Fixed Rate Mortgage Rates
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
80% LTV - EQ 740+
 
Purchase Financing
20% Down Payment - EQ 740+
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
6.24% - 6.437% APR*
 
6.24% - 6.437% APR*
15 Year Term
 
15 Year Term
6.74% - 6.875% APR*
 
6.74% - 6.875% APR*
20 - 25 Year Term
 
20 - 25 Year Term
6.99% - 7.099% APR*
 
6.99% - 7.099% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
90% LTV - EQ 740+
 
Purchase Financing
10% Down Payment - EQ 740+
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
6.74% - 6.929% APR*
 
6.74% - 6.929% APR*
15 Year Term
 
15 Year Term
7.24% - 7.376% APR*
 
7.24% - 7.376% APR*
20 - 25 Year Term
 
20 - 25 Year Term
7.49% - 7.600% APR*
 
7.49% - 7.600% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
95% LTV - EQ 740+
 
Purchase Financing
5% Down Payment - EQ 740+
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.429% APR*
 
7.24% - 7.429% APR*
15 Year Term
 
15 Year Term
7.49% - 7.627% APR*
 
7.49% - 7.627% APR*
20 - 25 Year Term
 
20 - 25 Year Term
7.74% - 7.851% APR*
 
7.74% - 7.851% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
80% LTV - EQ 700 - 739
 
Purchase Financing
20% Down Payment - EQ 700 - 739
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.429% APR*
 
7.24% - 7.429% APR*
15 Year Term
 
15 Year Term
7.49% - 7.627% APR*
 
7.49% - 7.627% APR*
20 - 25 Year Term
 
20 - 25 Year Term
7.74% - 7.851% APR*
 
7.74% - 7.851% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
90% LTV - EQ 700 - 739
 
Purchase Financing
10% Down Payment - EQ 700 - 739
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.74% - 7.931% APR*
 
7.74% - 7.931% APR*
15 Year Term
 
15 Year Term
7.99% - 8.129% APR*
 
7.99% - 8.129% APR*
20 - 25 Year Term
 
20 - 25 Year Term
8.24% - 8.354% APR*
 
8.24% - 8.354% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
95% LTV - EQ 700 - 739
 
Purchase Financing
5% Down Payment - EQ 700 - 739
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.433% APR*
 
7.24% - 7.433% APR*
15 Year Term
 
15 Year Term
8.49% - 8.631% APR*
 
8.49% - 8.631% APR*
20 - 25 Year Term
 
20 - 25 Year Term
8.74% - 8.856% APR*
 
8.74% - 8.856% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
80% LTV - EQ 680 - 699
 
Purchase Financing
20% Down Payment - EQ 680 - 699
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.433% APR*
 
7.24% - 7.433% APR*
15 Year Term
 
15 Year Term
8.49% - 8.631% APR*
 
8.49% - 8.631% APR*
20 - 25 Year Term
 
20 - 25 Year Term
8.74% - 8.856% APR*
 
8.74% - 8.856% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
90% LTV - EQ 680 - 699
 
Purchase Financing
10% Down Payment - EQ 680 - 699
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.74% - 7.935% APR*
 
7.74% - 7.935% APR*
15 Year Term
 
15 Year Term
8.99% - 9.133% APR*
 
8.99% - 9.133% APR*
20 - 25 Year Term
 
20 - 25 Year Term
9.24% - 9.358% APR*
 
9.24% - 9.358% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
95% LTV - EQ 680 - 699
 
Purchase Financing
5% Down Payment - EQ 680 - 699
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.433% APR*
 
7.24% - 7.433% APR*
15 Year Term
 
15 Year Term
9.49% - 9.635% APR*
 
9.49% - 9.635% APR*
20 - 25 Year Term
 
20 - 25 Year Term
9.74% - 9.681% APR*
 
9.74% - 9.681% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
80% LTV - EQ 660 - 679
 
Purchase Financing
20% Down Payment - EQ 660 - 679
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.24% - 7.433% APR*
 
7.24% - 7.433% APR*
15 Year Term
 
15 Year Term
9.49% - 9.635% APR*
 
9.49% - 9.635% APR*
20 - 25 Year Term
 
20 - 25 Year Term
9.74% - 9.861% APR*
 
9.74% - 9.861% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
90% LTV - EQ 660 - 679
 
Purchase Financing
10% Down Payment - EQ 660 - 679
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
7.74% - 7.935% APR*
 
7.74% - 7.935% APR*
15 Year Term
 
15 Year Term
9.99% - 10.137% APR*
 
9.99% - 10.137% APR*
20 - 25 Year Term
 
20 - 25 Year Term
10.24% - 10.363% APR*
 
10.24% - 10.363% APR*
LTV = Loan to Value        EQ = Equifax Credit Score

Rate & Term Refinancing
95% LTV - EQ 660 - 679+
 
Purchase Financing
5% Down Payment - EQ 660 - 679
Lower Rate & Term
 
Used & Pre-Owned Homes
10 Year Term
 
10 Year Term
10.24% - 10.441% APR*
 
10.24% - 10.441% APR*
15 Year Term
 
15 Year Term
10.49% - 10.639% APR*
 
10.49% - 10.639% APR*
20 - 25 Year Term
 
20 - 25 Year Term
10.74% - 10.866% APR*
 
10.74% - 10.866% APR*


12 Month Lock Variable Rates
LTV
= Loan to Value        TU = TransUnion

Rate & Term Refinancing
80% LTV
 
Purchase Financing
20% Down Payment
TU Credit Score 720+
 
TU Credit Score 720+
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
4.119% - 5.337% APR*
 
4.119% - 5.337% APR*
TU Credit Score 680 - 719
 
TU Credit Score 680 - 719
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
5.50% - 5.67% APR*
 
5.50% - 5.67% APR*
TU Credit Score 660 -679
 
TU Credit Score 660 -679
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
6.75% - 6.870% APR*
 
6.75% - 6.870% APR*
LTV = Loan to Value        TU = TransUnion

Rate & Term Refinancing
85% LTV
 
Purchase Financing
15% Down Payment
TU Credit Score 720+
 
TU Credit Score 720+
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
5.75% - 5.870% APR*
 
5.75% - 5.870% APR*
TU Credit Score 680 - 719
 
TU Credit Score 680 - 719
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
6.00% - 6.193% APR*
 
6.00% - 6.193% APR*
TU Credit Score 660 -679
 
TU Credit Score 660 -679
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
7.00% - 7.184% APR*
 
7.00% - 7.184% APR*
LTV = Loan to Value        TU = TransUnion

Rate & Term Refinancing
90% LTV
 
Purchase Financing
10% Down Payment
TU Credit Score 720+
 
TU Credit Score 720+
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
5.75% - 5.870% APR*
 
5.75% - 5.870% APR*
TU Credit Score 680 - 719
 
TU Credit Score 680 - 719
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
6.25% - 6.344% APR*
 
6.25% - 6.344% APR*
TU Credit Score 660 -679
 
TU Credit Score 660 -679
Lower Rate & Term Only
 
Used & Pre-Owned Homes
10 - 25 Year Terms
 
10 - 25 Year Terms
7.25% - 7.349% APR*
 
7.25% - 7.349% APR*


*Rates subject to change without notice. All rates posted are either variable or fixed rate mortgages. Variable rate mortgages are fixed for 12 month increments, subject to a margin spread that will be disclosed at the time of approval. Consumers may also lock and/or Fix the variable rate + margin for an additional fee of $300.00. Fixed rates are fixed for the full term of any given loan. The APR rates listed above represent a loan amount of $250,000.00 with prepaid finance charges/points in the amount of $2,098.00, with the max term per category representing the final APR calculation. All rates & programs subject to credit approval, meeting the above score does not guarantee approval. All approvals are based on your credit history, the home, location, appraisal and income history. All rates listed above assume automatic withdrawal, park approval may be required.

*Add as much as 1 point to the above rates for single section homes and park model "RV" homes
*Add as much as .50% for cash out/consolidation and for vacation homes.
*Not all programs in all States.
*For more clarification on rates & programs, please contact customer service.

 

Note: You will Need to Refresh the page, After Each Calculation.



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Manufactured Home Loan Rates

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